CatalystFor the Trades

Pricing · about 3 min

What do I have to charge per hour to survive?

Work backwards from overhead, headcount, and billable efficiency to the rate that covers it all.

  • Break-even rate
  • Target rate at your margin
  • Billable efficiency

Your field team

Everything else

What you must charge

Break-even rate

$141.41

Covers cost. Makes nothing.

Rate at 15% margin

$166.36

The number to price from

Revenue at that rate

$2.6M

If you bill every billable hour

What each billed hour carries

  • Burdened labor$67.10
  • Overhead$74.31
  • Margin$24.95

Every billed hour has to carry the cost of the unbilled ones. That is why the burdened wage of $41.60 becomes $67.10 per hour billed.

The efficiency problem

Paid hours

24,960

Billable hours

15,475

Paid, not billed

9,485

$395K of wage cost

Moving billable efficiency from 62% to 67% would drop your break-even rate to $130.86 — the same money, without raising a single price. Five points of efficiency is usually worth more than a rate increase, and customers never notice it.

Illustrative only. Assumes 2,080 paid hours per technician per year and a flat burden rate. Real pricing also has to account for materials margin, membership pricing, overtime, seasonality, and what your market will actually bear. Use this to find the floor, not to set a price book.

These figures are planning estimates, not a valuation, quote, or financial advice. Every business is different — use the output to frame the conversation, then check it against your own books.

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